Disclaimer: This article is not meant to portray Miracles Coaching as a scam. I do not believe it is one. I am simply detailing my experience, and my reasons for rejecting it. Your mileage may vary. Updated August 6th 2010: Due to some further information I have received from my readers, I now think without a doubt that Miracles Coaching is a scam, and I would not recommend it to anyone.

A few weeks ago I received an email from Joe Vitale (or one of his assistants) promoting his Miracles Coaching program with the offer of a free half hour session. I receive lots of emails from Mr. Vitale as I subscribe to his mailing list, and generally they end up deleted without being read as they can be just a tad repetitive. But the word “free” is like magic, and so even though I didn’t really believe anything would be free, I decided to follow the link and put my name in. I am always looking for ways to improve myself and my life, and I have really enjoyed Mr. Vitale’s writing, so I figured that I had nothing to lose by checking into this.

After a few days I received a phone call from a man who introduced himself and explained that he was calling on behalf of Dr. Joe Vitale. At this time he set up an appointment to call me for our half hour session. He told me to be thinking  about my goals in life, etc.

As it happened I had forgotten that I would be taking a day trip to Vancouver Island that day, and so when he called back to proceed with our appointment I had to apologize and reschedule. This was not a problem, and if I recall correctly we arranged for him to call back the following day. At this point it had become clear to me that this was no really a free session, but a well disguised sales pitch, but that was not an issue as I had expected that anyway.

Anyhow, when we finally did have our session, the representative gave me a little history of Joe Vitale (that he was homeless, yadda yadda yadda) and then explained that they received over three thousand applications per week and as a result they cannot possibly take on everyone who applies. Therefore, they had a two stage interview process to ensure that everyone they take on is a good fit. At this point there really was no mention of what a good fit would be, but he explained that after this interview, there would be a second one that would take place in a few days, and if that one was successful, my application would then be forwarded to the enrolment director. It was all set up to give the impression that I was being invited into an exclusive club, and they would be choosing me, versus the other way around.

My guard was up a bit, but I was still feeling pretty open minded, so I proceeded with the interview, which primarily consisted of me rating various aspects of my life, such as work, money, and relationships on a scale of 1-10. I was asked to confirm my commitment to change several times over, and to repeatedly state that I saw no reason why I wouldn’t follow through with making changes through the help of a coach. There was a little back and forth banter, nothing to really grab my attention until we got to the question about my savings and debt.

I was first asked how much money I have saved, a question I answered truthfully. Then I was asked “Do you have any outstanding debts?”

I answered honestly. I stated that I had a car loan, but nothing beyond that. The question was then revised and I was asked about any credit card debt that I may have. Again I was honest and stated that I do not carry any credit card debt. At this point I was still pretty comfortable with the conversation and these questions seemed very reasonable given the nature of the service being offered. But that was about to change.

The very next question was, “Adding up all of your credit cards, what is your credit limit?”.

Excuse me? Why do you have any right to know that? And more importantly why do you want to know that?

Of course I knew the answer. They wanted to know that so they could determine how high to set the price for my “customized” Miracles Coaching package. If I was on guard before, now I was in full on defence. But I was very curious about where this was all leading, so I kept up my illusions of interest, and braced myself for what was about to come.

Sure enough the next part of the spiel was about how banks use our money to leverage their success, so why should we do the same with the banks money? It was a well rehearsed routine about how using our credit cards to finance our future is okay, and smart, and we should be open to such things in order to buy ourselves “time”. Time for what, exactly? I wasn’t quite sure, but I assumed it had something to do with taking Joe Vitale’s training.

If you have been reading my blog for a while, you may have discovered just how against taking on unnecessary debt I am. So the idea of financing anything as uncertain as Miracles Coaching was a complete non starter for me. I do not believe in spending money you don’t have unless you have no other option. I certainly have an option when it come to personal development avenues, and I certainly would have a hard time choosing, or recommending one that encourages people to take on credit card debt to pay for it.

Now more curious than ever however, I graciously accepted to offer of a second interview. I was told that my details would be shared with the enrolment director, and that with his approval, I would receive a call in a couple of days to schedule the second interview. I did receive that call, but as I was driving at the time, we postponed it for a few days, and schedule it for this very morning.

Unfortunately my cell phone service was not terribly reliable today, and the call never came through to me, though I did discover a voicemail message two hours later after out scheduled time. This time I was finally given a number that I could call back, and so I did. Were I not aware of the strength of this sales pitch, I might have been surprised to discover that I had not yet been written of as unsuitable for the program given my already demonstrated unreliability. In fact my phone call was welcomed, and we continued with the second part of the interview, which more or less mirrored the first, and involved me once again confirming my intentions, making declarations that with the help of the coach there is no reason why I wouldn’t follow through, etc. etc.

It also touched on some commitments I would have to make, such as a time commitment, and a commitment to be “mouldable”.

I was then given a brief description of the various levels of coaching available, and the dollar values attached to them. I was told that based on my interviews, it did seem like I would be a good candidate for coaching, and that my application would now be forwarded to the enrolment director. I was put on hold for a minute or two, and when the interviewer returned he told me that my application had been accepted for final approval by said enrolment director, and that he was tied up with someone else right now, but that he would be able to call me within a few minutes. I was asked to make a list of three weaknesses and three strengths during that time, as well as to explain my sense of urgency for making changes in my life.

I made those lists, and as promised the enrolment director called me back. I can’t resist mentioning just how dramatically similar he sounded to the other man who had conducted the first two interview portions, enough so that I was questioning in the back of my mind if it really wasn’t the same person. I’m not saying it was, but you know, it might have been…

Anyway, he once again reiterated everything I had said in my interviews, once again prodded me to confirm that I believed I would benefit from this and that I was ready to invest in myself, once again described the various levels of coaching and the cost ranges attached to them (which we, oddly, more expensive now that in the previous interview), and then asked me to choose a level of service ranging from aggressive at the top end to conservative at the low end. I plainly stated my objections to using my credit cards to finance something as uncertain as life coaching, and was reassured that this was my negative programming talking, and that I needn’t worry because as I changed my inner world, my outer world would take care of itself. Nevertheless I told him I would choose the conservative level. After some more attempts and convincing my to go higher, I was then presented with a scheme in which the Miracles Coaching program would front me an even greater enough of money over and above what I was charging to me credit cards, which I would then pay back through monthly payments made via, you guessed it, my credit card.

I declined that offer.

I was then told that I would be put on hold briefly while he put together a program for me. He returned in a very short amount of time (so short you would almost think the plan was already in the can and not put together for me at all…) and proceeded to detail the plan.

Long story short, I wasn’t really impressed. It was heavily based upon online courses, and “webinars”, with very little in the way of actual personal coaching. It also included resources on topic like FOREX trading, something I have no use for at all. All in all it would have been something I would have been willing to pay maybe a couple of hundred dollars for, but certainly did not seem worth the several thousand dollar asking price. And so when I was again informed that I had passed the “test” and that I “seemed to be a very good candidate for Miracles Coaching”, and he asked me for my credit card number so we could get started, I told him I wanted some time to think about it.

This triggered a somewhat impatient speech in which I was asked how much more time I needed? Things I has said in the interview were thrown back at me out of context to make me feel guilty, and to convince me, I suppose that I was in great need of this coaching and that I had said so myself.

Well I had, but only because I had been directly led into saying those things. Had I not, the interview would have stopped, I imagine.

I decided to try one more thing, out of pure curiosity about what would happen. I told him that I had some savings in a registered account (which was true) and that I could potentially sell the investments and avoid having to use my credit cards to pay for the coaching. Not that I had any intention of doing so, but I was curious about what he would say.

He asked how long it would take me to get the money. I told him that being that it was invested in stock and in a registered account it could take a couple of weeks. I said that this would work out well for me as it would give me time to think everything over.

He countered with a proposal that as long as I was certain I would be able to get that money, why not just use my credit card today and pay it off when I had sold the stocks? I once again explained that I didn’t feel comfortable with that, and that I would rather wait.

And just like that I was no longer a good candidate for Dr. Joe Vitale’s Miracles Coaching. He told me as much, and then said goodbye and hung up the phone.

Is Joe Vitale’s Miracles Coaching a Scam?

No, I don’t think so. I have no reason to believe that I wouldn’t have received exactly what was promised. However, I do not think that was was promised was worth the price quoted, so while it may not be a scam, I can’t say I think it is worth the money.

I can tell you, the hard sell technique NEVER works on me, and this case was no different. Also, the idea of encouraging people to take on credit card debt that is beyond their current means to pay off is horribly irresponsible and left a sour taste in my mouth.

As I stated, I like Joe Vitale. I actually really like Joe Vitale. I think he’s a smart guy, and he has written some very helpful books. I think he is a person with good intentions. But I’m not too enthusiastic about what I experienced here.

One Final Thought:

A while back I was contacted my an assistant to Joe Vitale. I had left a comment on Joe’s blog in which I had been very free with the praise. She asked me if she could have permission to use my words on a testimonial page. I told her very clearly that she could use my quote provided that it appeared with a link to my website. I was very clear on that point.

The quote did appear on one of Joe’s websites. That website was unrelated to anything my comments were about, and no link to my website was included.

Not cool.