Category Archive: Finance

It’s a Cheap, Cheap, Cheap, Cheap World

Permalink to It’s a Cheap, Cheap, Cheap, Cheap World By Jonathan | Published December 15, 2011

You know that old cliché saying that’s usually attributed to somebody’s grandpa? It goes something like this: “Used to be people understood the value of a dollar.” I’d like to update that saying a bit for our modern age. Try this on: “It used to be people understood the value of, well, anything.” Sadly that […]

The Myth of Money Motivation

Permalink to The Myth of Money Motivation By Jonathan | Published November 28, 2011

I’ll never forget the moment I heard those words. I was sitting in the back row, at a sales training seminar. I had already made up my mind that I was in the wrong place, training for the wrong job. But I had not yet found the courage to be true to myself and leave. […]

Book Review: Blue Ocean Strategy by W. Chan Kim and Renee Mauborgne

Permalink to Book Review: Blue Ocean Strategy by W. Chan Kim and Renee Mauborgne By Jonathan | Published April 30, 2010

A couple of week ago an acquaintance of mine recommended that I read a book called Blue Ocean Strategy. Now typically what happens when someone gives me an unsolicited recommendation like that is that I file it away in the “later” pile and often never get around to it. As it happens though I really […]

Why Micro-stock Mega-sucks

Permalink to Why Micro-stock Mega-sucks By Jonathan | Published April 7, 2010

I have been submitting my photos to Shutterstock.com for four years now. In a month I will close my account with them and never submit another photo again. Here’s why; sometime over the next few weeks I expect to finally crawl over the minimum payout threshold of $75. I do not intend to spend another […]

How Sweet It Is To Be Owned By ME!

Permalink to How Sweet It Is To Be Owned By ME! By Jonathan | Published April 6, 2010

Today marks the first week that I have transitioned away from my 9-5 job into working for myself. My life has become a lot less secure. I do not know how much money I will have next week. I am not even sure if I will make any money at all for the entire month. […]

Free Credit Card Icon Pack

Permalink to Free Credit Card Icon Pack By Jonathan | Published October 18, 2009

When needed some new credit card icons for The Limelight Shop, I was surprised to find that what was available online really wasn’t all that good. The options ranged from cheesy and outdated, to way to fancy to be professional. I just needed something in between. I wanted nice looking icons, not too plain, but […]

I Am Ugly, Stupid and Broke, Anything Helps

Permalink to I Am Ugly, Stupid and Broke, Anything Helps By Jonathan | Published February 3, 2009

Now that I have your attention, I will confess that this article is not about me. Though I have been called ugly and stupid, I have never taken such characterizations too seriously. Though not without my fair share of insecurities, I have never felt myself to be ugly, and while at times I may be […]

How To Fund Your Child’s Retirement For Only Thirty Dollars A Month

Permalink to How To Fund Your Child’s Retirement For Only Thirty Dollars A Month By Jonathan | Published June 9, 2008

Yes, that’s right. I just said that you can fund your child’s entire retirement for only thirty dollars a month. Notice I did not say that you can fund their education for only thirty dollars a month, I said you can fund their retirement. You are doubting me already, I can feel it. Don’t. There […]

Being Kind Because You Can, You Can Afford It

Permalink to Being Kind Because You Can, You Can Afford It By Jonathan | Published June 5, 2008

When you walk down the street and get stopped by a panhandler, what do you do? If you are like most people, you rush by as quickly as possible, avoiding eye contact. You don’t feel that person deserves any of your money, but you’re slightly embarrassed at your unwillingness to part with a few cents, […]

How To Stop Living Paycheck to Paycheck

Permalink to How To Stop Living Paycheck to Paycheck By Jonathan | Published May 22, 2008

Living paycheck to paycheck is no fun, but with the exception of a lucky few born into privilege we have all done it at some point, or several points in our lives. Unfortunately a lot of us get so used to living that way that we come to view it as “normal”, and in doing […]

Credit Cards Are Not the Devil

Permalink to Credit Cards Are Not the Devil By Jonathan | Published January 23, 2008

Some people have an irrational fear of credit cards. They are firmly convinced that these little bits of plastic are somehow possessed by the devil himself. The reasoning is that because credit cards can lead people into trouble that the cards themselves are the problem. Obviously this is not true. Blaming the plastic, or the […]

Debt Is a Prison, Don’t Get a Life Sentence

Permalink to Debt Is a Prison, Don’t Get a Life Sentence By Jonathan | Published January 22, 2008

In June 2007, exactly seven months ago, I was in debt to the tune of $15,000. That may not sound like much, but consider that my annual after tax income as a recent broadcasting school graduate, working in retail while looking for a “real” job, was a meagre $13,000. That means that my total debt […]